Capital Guaranteed - Fixed Deposits vs Investments Funds

What you think based on the following scnenario

Fixed Deposit returns - 4%
Investments returns - 8%-15%

Inflation - 6%

If my capital invested in FDs - eventually I will loose my capital by 2% due to inflation

If my capital invested in Investment Vehicles (e.g: Mutual funds), eventually my capital appreciate at least by 2% after the impact of inflation.

So now, which one is capital guaranteed: FDs or Investment(Mutual Funds)

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INFLATION AT RISE!!!

Hi there


Well, this is the news we are waiting for. Many will say get out from the market and preserve your money. But how much value will it be if the fund is underneath your pillow or in the bank accounts.? Ask yourself. The RM1.92 yesterday is RM2.70 today. It means the value of the money now has reduced theoretically.

So, now ask again, what will be the next step that one should do.? We should fine ways to increase the value of the money. One way is to invest smartly in portfolios that will generate income that hedge against the inflation. For me, one of the answer is UNIT TRUST.

Well, market is dropping. Can we invest? --- Why not, I think this is the best time to position yourself in the volatile market and get opportunity by getting into the market with affrordable prices. Remember, Dollar cost averaging can be the best method to be implemented.

I could be wrong. Need your feedback or Call 016-2215364

Cheers !!!